Salary split calculator
Enter your salary and we'll show how much goes to needs, wants and savings.
Needs · 50%
Rent, loans, bills, groceries
Wants · 30%
Outings, food delivery, shopping
Savings · 20%
Goals and emergencies
Enter your salary to see the numbers.
Want a split that fits your real life?
Rent cheques, school fees, Ramadan and the trip… Taqseema spreads them over every payday and tells you what you can spend each day.
How it is calculated
- 50/30/20: half the salary for needs (housing, loans, bills, groceries), 30% for wants, and 20% for savings.
- 60/20/20: for higher rent or loans: 60% needs, 20% wants, 20% savings.
- “My own”: move the percentages yourself; they always add up to 100%.
- Each amount is rounded to the nearest dirham. It's all worked out on your device, and we never keep your salary.
Sources
Last reviewed: under review
Questions people ask
What is the 50/30/20 rule?
A simple way to split a salary: 50% for needs, 30% for wants, and 20% for savings and paying off debt.
Does it work in the UAE?
As a start, yes. Rent is high here, so many people do better with 60/20/20. What matters most is planning for rent cheques, school fees and Ramadan, which is what Taqseema does.
How much of my salary should I save?
20% is common. If that's hard, start with 5% or 10% and raise it slowly. Save first, on payday, not from what's left.
Do you keep my salary?
No. It's calculated in your browser; your salary and numbers never reach us.